About CD Calculator

CD Calculator helps U.S. savers turn CD offers into plain dollar estimates.

What this site does

The calculator estimates interest, maturity value, and basic APY scenarios. The guides explain common CD decisions in simple language.

What this site does not do

CD Calculator is not a bank, broker, tax advisor, legal advisor, or financial advisor.

Use the bank's terms

Before opening a CD, check the bank or credit union's official APY, fees, penalties, renewal rules, and insurance details.